Last Updated: [1/1/2024]

Welcome to My State Health. These Terms and Conditions (“Terms”) govern your use of our website, services, and interactions with us. By accessing or using our website, you agree to these Terms in full. If you do not agree with any portion of these Terms, please discontinue use of our services.

1. Acceptance of Terms

By using the My State Health website or services, you confirm that you have read, understood, and agreed to these Terms and Conditions. These Terms constitute a binding agreement between you and My State Health. If you are using our services on behalf of another individual or organization, you represent that you have the authority to bind them to these Terms. Your continued use of our website signifies your ongoing agreement to abide by these provisions.

2. Purpose of Services

My State Health is a health insurance brokerage specializing in Medicare plans and other health insurance options. The content and services provided on our website are for informational purposes only. While we strive to ensure the accuracy and timeliness of information, it is not intended as legal, medical, or professional advice. For specific advice tailored to your situation, you should consult a licensed professional. Furthermore, our services are designed to complement—not replace—professional guidance or consultations with industry experts.

3. Privacy Policy

Your use of our website and services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to our data collection and handling practices. We encourage you to review the Privacy Policy for detailed information on the measures we take to ensure your privacy and data security.

4. User Accounts and Responsibilities

Certain features of our website may require you to create a user account. You agree to provide accurate, current, and complete information when registering for an account. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you suspect unauthorized access or use of your account, notify us immediately. My State Health is not responsible for any loss or damage arising from your failure to secure your account information.

5. Accuracy and Reliability of Information

While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, or reliability of the content on our website. My State Health is not responsible for any decisions made based on the information provided. Users are encouraged to verify all details independently and consult professionals as needed. Any reliance on the information provided is done at your own risk.

6. Third-Party Links and Resources

Our website may contain links to third-party websites or resources for your convenience. My State Health does not endorse or guarantee the accuracy of content on these external websites. We are not responsible for any practices, policies, or damages resulting from your interactions with third-party websites. Use these links at your own discretion and risk. Additionally, we recommend reviewing the terms and privacy policies of any third-party site before engaging with their services.

7. Intellectual Property Rights

All content, including but not limited to text, graphics, logos, images, and software, is the intellectual property of My State Health unless otherwise stated. Unauthorized use, reproduction, or distribution of our intellectual property is prohibited without prior written consent. You are granted a limited, non-exclusive license to access and use our website for personal, non-commercial purposes, provided that you comply with these Terms.

8. Limitation of Liability

My State Health and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website, services, or reliance on any information provided. This includes damages caused by viruses, interruptions, or other issues beyond our control. Your sole remedy for dissatisfaction with our services is to discontinue use.

9. Indemnification

You agree to indemnify, defend, and hold harmless My State Health and its affiliates, officers, directors, and employees from and against any claims, liabilities, damages, losses, or expenses, including legal fees, arising from your use of our services or violation of these Terms. This includes any claims made by third parties due to your negligence or misuse of the website.

10. Modification of Terms and Services

My State Health reserves the right to update, modify, or discontinue any aspect of our website or services at any time without prior notice. We may also revise these Terms to reflect changes in law, industry practices, or company operations. Any updates will be posted with the “Last Updated” date, and your continued use constitutes acceptance of the revised Terms. You are encouraged to review these Terms periodically for changes.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States. Any disputes arising from your use of our services shall be resolved exclusively in the courts of the United States. By using our website, you agree to submit to the jurisdiction of these courts. Any claims or disputes must be filed within one year of the incident giving rise to the claim, or they are permanently barred.

12. Termination of Use

We reserve the right to terminate or restrict your access to our website or services at our discretion, without notice, for any conduct that we believe violates these Terms or is harmful to us, other users, or third parties. Such termination may occur without liability to you or any other party.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision will be replaced by a valid and enforceable provision that closely reflects the intent of the original. This ensures the integrity and continued enforceability of the agreement.

14. Service Accessibility and Availability

We strive to ensure our website and services are accessible at all times. However, we do not guarantee uninterrupted access and may experience downtime due to maintenance, technical issues, or other unforeseen circumstances. My State Health is not liable for any inconvenience caused by temporary disruptions in service.

**15. Contact Information**

For questions, concerns, or feedback regarding these Terms and Conditions, please contact us at: (887-395-8755.

We appreciate your trust in My State Health and are committed to delivering exceptional service. Thank you for choosing us as your health and Medicare insurance partner.

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. We encourage users to review these Terms periodically for updates.

Thank you for choosing My State Health for your health and Medicare-related needs. My State Health